Get up to $1,000 to spend now. Build credit by paying it back automatically each time you get paid. No crazy fees or predatory interest.
SHOP THE PERPAY MARKETPLACE
Unlock $1,000 to shop top brands in electronics, home goods, apparel and more on the Perpay Marketplace. Pay over time with no interest or fees.
BUILD CREDIT WITH PERPAY+
Choose to have your Perpay Marketplace payment history reported to all 3 credit bureaus to build credit while you shop.
APPLY FOR THE PERPAY CREDIT CARD
Access up to a $1,000 credit line and 2% rewards² with no hard credit check, no security deposit and no annual fee¹.
The Perpay Credit Card is issued by Celtic Bank.
¹Annual fee: None. Monthly card servicing fee of $9. APR: the APR for the Perpay Credit Card can be found in the Cardholder Agreement: perpay.com/legal/credit-card-agreement
²See our Rewards Agreement for more details on the Perpay Credit Card rewards program: perpay.com/legal/credit-card-rewards-program
Perpay, Inc. 2400 Market Street Suite 300, Philadelphia, PA 19103
Fixes and enhancements